AML and KYC policy implementation
Risk-based compliance frameworks that satisfy your regulator without turning onboarding into a drop-off point
Compliance built into the onboarding flow, not bolted on after
Every regulator that matters — FCA, CySEC, ASIC, DFSA, SCA, VFSC and the FSA — requires a documented AML programme covering customer due diligence, sanctions and PEP screening, ongoing transaction monitoring and suspicious activity reporting. We write those policies for your jurisdiction and then implement them inside your CRM and trading platform, so the rules actually run rather than sitting in a PDF. Identity documents, proof of address and source-of-funds checks are captured through automated eKYC with OCR extraction, liveness detection and biometric face matching, which takes routine onboarding from days down to minutes while routing only genuine edge cases to your compliance officer.
Risk-based client due diligence
Not every client warrants the same scrutiny. We build tiered CDD and Enhanced Due Diligence workflows so low-risk retail accounts clear automatically while high-risk profiles, corporate structures and beneficial owners get the deeper checks the regulator expects. Retail, joint, corporate and institutional flows each get their own required fields and approval path.
Sanctions, PEP and adverse media screening
Clients are screened against global sanctions lists, politically exposed person databases and adverse media at onboarding and re-screened continuously afterwards. Matches trigger escalation and, where required, account restriction — with every decision, override and reason logged for audit.
Monitoring, reporting and record keeping
Transaction monitoring rules tuned to trading behaviour rather than generic banking patterns, with procedures for filing Suspicious Transaction and Suspicious Activity Reports inside mandated timelines. Client records, transaction histories and compliance actions are retained for the five years or more your jurisdiction requires.
How we implement it
From policy drafting to a live, audited onboarding flow
Jurisdiction review and policy drafting
We map your licence conditions and target markets, then draft the AML/CTF manual, CDD matrix and risk appetite statement
eKYC vendor integration and workflow build
Identity, liveness, PEP and sanctions providers wired into your CRM with risk rules, escalation routing and audit logging
Testing, staff training and ongoing review
We test the full flow, train your compliance team, and review rules as volumes grow and regulations change
"FinopsTech transformed our operation from concept to live trading in weeks. Their infrastructure was solid and their team knew exactly what we needed."
Ready to get compliant?
Talk to our compliance team about your licence and target markets